Question 1

How do you report my information and payment history to the Credit Bureaus?

Accepted Answer

When making your first payment with Rent App, you complete a short verification survey, confirming and entering basic personally identifiable information (Full Name, DOB, SSN). We use this identity information to report your payment history to credit bureaus securely.

Question 2

Will a failed, canceled, or late payment negatively impact my credit score?

Accepted Answer

Rent App only reports successful payments. As long as you're paying via autopay and opted into credit reporting, any successful payment sent will be reported.

Question 3

Can you report payments I've made outside of Rent App?

Accepted Answer

No. Rent App only can report payments made using our platform.

Question 4

How long does it take for rent reporting to appear on my credit report?

Accepted Answer

Within 30 days of a successful autopayment.

Question 5

What impact will reporting my rent have on my credit score?

Accepted Answer

Reporting successful rent payments can impact your credit score anywhere from 20 to 100 points. Depending on your current credit profile, you may see an initial or gradual increase over time. If you’re using rent payments to improve your credit, it’s essential to maintain consistent, on-time payments.

Credit
building,
on
the house

Free credit reporting

Set it and forget it

Unlock possibilities

Payment history makes up
35% of your credit score

FAQs

Credit building, on the house